We turn future royalties into capital you can use today. Publishing and recorded rights, for any catalog.
Royalties arrive late and unevenly. Our advance provides financial flexibility when it matters. It is based on future income from publishing and recorded rights – for rights holders, publishers and labels.
We derive the advance amount from the catalog's actual statements. We analyze income work by work and forecast royalties for up to five years.
Composition and writers' rights: songwriters, composers, producers and publishers.
Basis: GEMA status report & royalty statements
Master and recording rights: performers, artists and labels.
Basis: distributor statements
A one-off service fee of 5%, taken from the advance, plus 9.5% for each year it runs. No compound interest, no hidden charges.
Only the claim on your royalties is assigned. Once the agreed amount is reached, the assignment ends.
If the royalties fall short, that is our risk. We never come after you or your assets. (Term of art: non-recourse)
TXT Advance gives rights holders, artists, publishers and labels access to capital for growth, new projects and the next step.
USP 01
The advance is secured by the agreed royalty claims. Only the payment claims are assigned – the underlying rights are not part of the security.
USP 02
The advance is repaid only from the agreed royalty streams. If they perform below forecast, we do not seek repayment from you or your other assets.
USP 03
The basis is the actual royalty statements, work by work. Our forecast draws on fourteen years of royalty data and is deliberately conservative.
USP 04
Artists, songwriters, producers, labels and publishers – with or without a publishing deal. Publishing, recorded or both.
hover a frame
USP 04
Artists, songwriters, producers, labels and publishers – with or without a publishing deal. Publishing, recorded or both.
The difference lies in what is transferred, for how long – and what remains after recoupment. Open a route to compare.
A label can fund recording and marketing in exchange for master rights.
In an exclusive recording agreement, the label finances recording and marketing and receives the master rights under the terms of the deal. The advance and recoupable costs are recouped from the artist share. Once recouped, participation can increase – while the master rights may remain with the label, depending on the agreement.
The trade-off: master rights can remain with the label after recoupment.
A catalog sale converts future income into a one-time purchase price. The rights sold – and the income they generate – transfer to the buyer.
Pricing is typically based on the income remaining after payouts to writers and co-publishers, with a multiple applied to that amount. The exploitation rights covered by the sale transfer to the buyer, together with the future income they generate – including unexpected upside from a sync or a renewed hit.
The trade-off: the rights sold – and their future income.
A publishing advance can come with the publisher's share in the works covered by the agreement.
The publisher administers the works and receives the publisher's share: at GEMA up to 33.33% of performance and broadcast income and up to 40% of mechanical income. Depending on the agreement, the publisher's participation in works brought in during the term can continue beyond the initial contract period.
The trade-off: the publisher's share can continue beyond recoupment.
TXT Advance converts an agreed amount of future royalties into capital today.
During the term, the agreed royalties flow directly to TXT. Once the agreed amount has been fully recouped, the assignment ends.
The trade-off: the agreed royalty claims – until recoupment.
Available for Publishing, Recorded Rights or both.
Enter the average annual royalties and payout source to get an indicative advance range instantly. Available from EUR 5,000 in average annual royalties. A binding offer follows after we review the statements.
Continue in TXT Flow onboarding: connect the statements there and receive the binding offer.
Indicative only, based on the figures entered. Not an offer. The agreed amount is recouped exclusively from royalties.
From the first indication to payout and recoupment, every step is clear and transparent.
Enter the average annual royalties to get a first indicative range. No documents are needed yet.
Submit two to four years of statements. We analyze the catalog and its income history and issue a transparent offer within 24 hours.
Once the offer is accepted and the agreements are signed, the advance is usually paid out within 14 days.
After payout, recoupment runs through the agreed royalties. In TXT Flow, reporting and the current recoupment status are kept up to date throughout the term. Once the agreed amount has been fully recouped, the assignment ends.
Music streams.Cash flows.
Clear at every step.